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[爆料] 灣區購房 收入須13.7萬

[複製連結]
台勞 發表於 2014-5-21 13:04:39 | 顯示全部樓層 |閱讀模式
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本帖最後由 台勞 於 2014-5-21 02:23 PM 編輯



難怪我買不起房  



灣區生活成本全國最高眾所周知,但到底收入要多高才能住得起灣區?房貸追蹤網站HSH.com統計,要在舊金山購買中間價位的房產,最低年收入須13萬7129元,較全國必須收入最低的五個都會區域高出四倍。

購房必須收入全國最低的都會區為克利夫蘭,2萬9000元年收入便有能力負擔中間價位房產。其次為匹茲堡(3萬元)、聖路易與辛辛那提(3萬1000元)、底特律(3萬2000元)。舊金山灣區在最難負擔的27個區域中名列第一,購房必須年收入較第二位的聖地牙哥(9萬8000元)高出4萬元。第三至第五是紐約、洛杉磯與波士頓,購房必須年收入至少8萬元。換言之,有能力在舊金山買房的人,可以在聖地牙哥買一棟房,再去大湖區買一棟,還有餘錢。

HSH.com的數據利用全國房地產經紀人協會統計的區域房產銷售中間價,以及網站自行統計的30年固定利率分析所得。

Read more: 世界新聞網

Cities30-Year Fixed Mortgage Rate% Change from 4Q13Median Home Price% Change from 4Q13Monthly Payment (PITI)Salary Needed
Cleveland4.50%0.06$102,100-9.49$695.07$29,788.67
Pittsburgh4.36%0.04$120,000-6.69$704.15$30,177.78
St. Louis4.40%-0.01$120,500-7.52$729.76$31,275.49
Cincinnati4.53%0.08$121,700-5.44$743.17$31,850.18
Detroit4.59%0.10$110,750-9.72$752.51$32,250.30
Atlanta4.44%-0.03$141,900-0.35$797.61$34,183.44
Tampa4.54%0.04$145,0001.83$850.21$36,437.56
Phoenix4.48%0.07$194,3000.83$963.87$41,308.74
Orlando4.47%-0.01$178,0007.36$1,009.03$43,243.95
San Antonio4.62%0.13$169,300-1.40$1,038.47$44,506.00
Minneapolis4.52%0.02$188,200-4.52$1,067.09$45,732.39
Dallas4.48%0.02$174,8000.52$1,113.20$47,708.77
Houston4.49%0.02$184,6001.26$1,144.19$49,036.60
Philadelphia4.52%0.09$201,800-5.83$1,179.41$50,546.25
Chicago4.52%0.02$176,900-5.45$1,233.56$52,866.88
Baltimore4.44%0.07$224,500-7.12$1,238.50$53,078.51
Sacramento4.55%0.02$255.8002.17$1,355.99$58,113.87
Miami4.53%0.06$259,0001.61$1,393.80$59,734.23
Denver4.53%0.04$288,4003.26$1,397.49$59,892.46
Portland4.57%0.06$271,9001.64$1,407.18$60,307.71
Seattle4.59%0.07$339,900-1.31$1,723.19$73,851.06
Washington D.C.4.45%0.07$358,900-2.47$1,831.75$78,503.56
Boston4.47%0.06$363,200-2.18$1,862.47$79,820.01
Los Angeles4.52%0.06$406,200-3.99$2,005.85$85,964.88
New York City4.53%0.05$388,9000.67$2,095.07$89,788.69
San Diego4.56%0.03$483,0001.30$2,299.13$98,534.22
San Francisco4.39%0.00$679,800-0.38$3,199.69$137,129.55
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